Pale yellow Cape Cod house with a brick chimney and an attached wing under tall trees
Sagadahoc County · Maine

Insulation in Phippsburg, Maine

Attic insulation, air sealing, crawl spaces and walls for homes in Phippsburg — starting with a free assessment that measures the R-value you actually have. The typical home here dates to the mid-1980s, and 19% of its 1,763 homes went up before 1940.

Free insulation assessmentR-value measured in Phippsburg. The report is yours either way.

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Rebates worked out first
Air sealed, then insulated
Cumberland, York & Sagadahoc
Insulation services in Phippsburg

What we do in Phippsburg homes.

Insulation and air sealing in Phippsburg

Energy code here
Maine code, 2021 IECC
Set statewide by Maine
Attic R required
R-60
For new work under that edition
Typical build era
mid-1980s
Median year built
Homes here
1,763
Housing units

Phippsburg runs to about 29 square miles and roughly 2,238 people. It sits about 22 miles east of downtown Portland. There are around 1,763 housing units here. The community dates back to 1814. We cover ZIP codes 04562 and 04565.

We have not logged a completed job in Phippsburg yet. We would rather say so than put a number on this page that is not real.

The housing stock in Phippsburg

The typical home in Phippsburg dates to around the mid-1980s. Houses of this vintage usually got batts or blown fiber at whatever the standard of the day was, which is well short of what is recommended now. Most are one top-up away from being right.

Mostly single-family homes, with mid-1800s Greek Revival capes at Parker Head and Winnegance, summer cottages at Brightwater (1920s to 1940s) and Sebasco, and nearly as many seasonal homes as year-round ones.

We work across Phippsburg rather than one corner of it — Popham Beach, Small Point, Sebasco Estates, Phippsburg Center, Parker Head, West Point, Winnegance, Cox's Head, Ashdale and Dromore included. Construction and vintage change between them, sometimes by thirty years and a whole different framing method, which decides whether a wall can be dense-packed at all.

Phippsburg is a long peninsula reaching into the Gulf of Maine between the Kennebec River and the New Meadows River and Casco Bay, ending at the ocean beaches of Popham and Small Point. It is a string of separate villages, from Phippsburg Center, the old shipbuilding center, to the old summer resort at Popham Beach. The town applies its shoreland zoning to the 250-foot shoreland zone along its many shores.

Phippsburg homes in the Census numbers

Built before 1940
19%
335 of 1,763 homes
Median year built
1984
Census Bureau estimate
Heated by electricity
2%
Utility gas: 2%
Owner-occupied
82%
859 of 1,050 occupied homes

The Census Bureau estimates 1,763 homes in Phippsburg. 335 of them (19%) went up before 1940 — 26th of 64 places on this site for pre-1940 housing. More of today's homes date from before 1940 than from any single decade since, and 44% predate 1980. For Sagadahoc County as a whole the pre-1940 share is 27%, so Phippsburg sits below it.

Of 1,050 occupied homes, 2% heat with utility gas and 2% with electricity; another 21% burn propane or other tank gas. Electric heat here is less common than across the county (11%), and ranks 61st of 64 on this site. Efficiency Maine's insulation rebates do not depend on the fuel or the utility, but the fuel decides what the work saves, so the assessment asks how the house is heated.

82% of occupied homes are owner-occupied and 86% of all homes are single-family detached houses, with 200 mobile homes in the count. With houses like these, the conversations we expect most are about the attic, which is where most houses here start.

BuiltHomesShare
Before 194033519%
1940s563%
1950s1056%
1960s885%
1970s19911%
1980s24214%
1990s24914%
2000s26115%
2010s18811%
2020 or later402%

1,763 homes, Census ACS 2020–2024 (B25034, B25040, B25003); 1,050 occupied.

Sealing comes first in Phippsburg

491 of Phippsburg's 1,763 homes (28%) were built in the 1980s and 1990s. The gaps in houses of that age are the parts nobody sealed: batts stuffed into the rim joist, bare spots over cathedral and tray ceilings, soffit vents buried with no baffles, can lights punched through the ceiling plane. A top-up plus a day of sealing usually covers it.

Installer in a protective suit and hood spraying foam insulation across a floor

What the energy code requires in Phippsburg

Phippsburg enforces the Maine Uniform Building and Energy Code (2021 IECC with Maine amendments). Phippsburg's Land Use Ordinance (amended June 11, 2025) says all buildings must meet the current state code; with 2,155 residents the town is not required to enforce it and has chosen to.

That edition sets R-60 for the attic in new work, and R-30, or R-20 + R-10 continuous, or R-13 + R-15 continuous, or R-20 continuous for walls. The Department of Energy's recommendation for this climate zone is no lower: R60 for an attic with nothing in it, R49 where a few inches are already down.

Table R402.1.3 of the 2021 IECC for climate zone 6, with the wall row as Maine rewrote it (08-003 C.M.R.

And it reaches existing houses, not just new ones.The state applies its code to renovations as well as to new construction, and in Phippsburg, which enforces it, the town's code office is the one that checks.

Do you need a permit to insulate here?

Phippsburg requires a permit for this work. Phippsburg's codes page says that, in general, any project worth more than $1,000, inside or outside a property, needs a permit, and the Land Use Ordinance makes it unlawful to alter a building without one when the work tops $1,000. We pull it as part of the job.

Permits and inspections in Phippsburg

The published number is 207-389-2653. The department page is here.

Worth knowing in PhippsburgPhippsburg will not issue a permit to a resident with overdue property taxes, and a permit expires after a year without a substantial start.

Permitting is on us, not on you.

Rebates a Phippsburg homeowner can actually use

Heating fuel in Phippsburg, by the Census Bureau's count: fuel oil or kerosene in 63% of occupied homes, electricity in 2%, propane or tank gas in 21%, and 2% utility gas (Census ACS 2020–2024). Efficiency Maine pays the same rebates in Phippsburg as anywhere else in the state: $2,000 per attic, wall or basement zone with 500 square feet or more insulated at any income, $3,000 for a verified moderate-income household and $4,000 for a low-income one, plus $150 to $300 for sealing the attic's air leaks. It applies to work completed on or after October 1, 2026 by one of its Residential Registered Vendors, and an attic qualifies only if it starts at R-21 or less. Income-qualified households in Sagadahoc County can apply to Kennebec Valley Community Action Program (207-859-1500) for free weatherization through MaineHousing instead. See the rebate guide for the tiers and the checklist, and the Sagadahoc County page for the county.

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Every layer of an insulated attic, explained
Installer on a ladder blowing cellulose insulation through holes in a clapboard wall in winter
Pine-paneled living room with a blue sectional sofa, wood beams and a small coffee table
Thick layer of blown cellulose insulation covering the floor of an old attic
Crawl space under a house with drain pipes and a vapor barrier over the dirt

Nearby

Phippsburg borders Harpswell, West Bath, Bath, Arrowsic, Georgetown and Kennebec River. These are the ones we also cover, each with its own energy code and permit rule:

Elsewhere in Sagadahoc County we also cover:

How Phippsburg compares with its neighbors

Maine sets the residential energy code statewide, so the attic figure is R-60 wherever it is published here; what changes is the permit desk, and 1 of the 7 publishes a permit rule for insulation.

CityEnergy codeAttic R requiredPermit to insulateBuilding dept.
PhippsburgMaine code, 2021 IECCR-60Yes207-389-2653
HarpswellMaine code, 2021 IECCR-60Not published207-833-5771
West BathNot published—Not published207-443-4342
BathMaine code, 2021 IECCR-60Not published207-443-8334
ArrowsicNot published—Not published207-295-4332
GeorgetownNot published—Not published207-295-4332
BowdoinNot published—Not published207-250-2399

All 10 Sagadahoc County jurisdictions side by side →

Common questions about insulation in Phippsburg

How much insulation does Phippsburg require in an attic?

Phippsburg enforces the Maine code, 2021 IECC, which sets R-60 for an attic in new work. That code also reaches work on existing houses, not only new ones.

Do I need a permit to insulate in Phippsburg?

Yes. Phippsburg requires a permit for this work, and we pull it as part of the job.

What insulation rebates can I get in Phippsburg?

The statewide Efficiency Maine rebates: $2,000 to $4,000 per insulated zone of 500 square feet or more, by income tier, and $150 to $300 for attic air sealing; the work has to be done by a Residential Registered Vendor and the attic has to start at R-21 or less. The federal 25C credit ended for work placed in service after December 31, 2025.

How old are the houses in Phippsburg?

The typical home in Phippsburg dates to around the mid-1980s; the Census Bureau's 2020-2024 median year built is 1984. Of its 1,763 homes, 19% went up before 1940 and 28% in 2000 or later. It is a median for the place, not a survey of individual houses.

Code and permit facts checked October 24, 2026, rebates October 24, 2026; housing: Census ACS 2020–2024. Sources: phippsburg.com (2, 3, 4, 5, 6, 7, 8, 9, 10) · legislature.maine.gov · www2.census.gov · maine.gov (2) · en.wikipedia.org (2) · zip-codes.com (2) · efficiencymaine.com (2, 3, 4) · energystar.gov · data.census.gov. These change; confirm with the building department at 207-389-2653 or Efficiency Maine at 866-376-2463 first.

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